HERE is how many dollars are in circulation. How much money is there all totaled HERE? What percentage of $40 trillion is $1.463 billion? It’s about 25 one hundred thousandths of 1 %. The average bank has enough cash on hand to do one day’s business. The reserve requirements are, according to the Federal Reserve web site HERE a staggering $0.00%! What that means is that for every $100 you have on deposit in your bank, the bank may hold one penny. What happens when inflation trashes the average person’s budget and they have to take cash out to pay their bills and live day to day? You guessed it – the bank is OUT OF BUSINESS! And that means you have no savings or even money in checking! All of the banks in America (there may be a possible exception) are insolvent!

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